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Employee Benefits

Employee Benefits

ADVANTAGES OF PROVIDING EMPLOYEE BENEFITS

 

The Return on Investment - What's in it for you - the business owner?

By investing in a group insurance plan for your employees:

• You attract and retain employees, which helps minimize costs associated with high turnover.

• You and your employees have access to insurance at a reduced cost, compared to most individual insurance plans.

• The premium you pay is tax deductible as a business expense.

• You help improve morale and increase productivity by providing financial security and support when your employees need it most.

We are committed to:

• listening to your unique needs

• providing the best quality promptly

• being proactive and responsive

• helping plan sponsors develop and achieve objectives

• encouraging a holistic approach to compensation

• providing value for benefit expenditures

• providing innovative solutions

• using the latest concepts and technologies

• helping to maximize the value of your benefits program

• providing personal service

• utilizing professionals in their field of expertise

Benefits plans

Our employee benefits group has provided professional consulting services for over 50 years. This provides a stable platform from which to negotiate and distinguish our clients' group benefit programs.

We have a proactive approach to consulting, with regular communication to resolve problems effectively and efficiently. We provide frequent updates on changes in the industry as they occur.

A fundamental part of our services in the Employee Benefits sector involves communicating program benefits and changes to employees. We work with our clients to provide accurate and accessible methods of communication to employees and to inform of enhancements to their programs.

Our team is available around the clock to assist with questions, resolve claims, and issue benefit summaries where necessary.

Employee Benefits products and services include:

• Life Insurance

  • Key employee insurance

• Accidental Death & Dismemberment

• Extended Health Care

  • Pay-Direct Drug Plans

  • Vision Care

  • Out-of-Province/Country Travel Assistance

  • Medical Coverage for Expatriates

• Dental Care

• Disability Plans

  • Weekly Indemnity

  • Long Term Disability

  • Disability Management

• Employee Assistance Plans

• Pension Plans

  • Group RRSP

  • Defined Benefit Pension Plans

  • Defined Contribution Pension Plans

• Corporate Insurance

• Critical Illness Insurance

As an employer you would like to provide employer sponsored insurance plans to protect your employees for many important benefits.

• Employee Life Insurance - employee death benefit

• Dependent Life Insurance - employee family death benefit

• Accidental Death & Dismemberment Insurance - employee death benefit for severe accidental bodily injury or accidental death

• Weekly Indemnity (also known as Short Term Disability) - benefit to the employee when unable to work due to illness or injury for 1 to 17 weeks.

• Long Term Disability Insurance - benefit to the employee when unable to work due to illness or injury for long term to age 65 maximum

• Health Care Insurance - supplemental coverage to the provincial health care plan for insured employees and their dependents. Choice of Plan Options.

• Dental Care Insurance - dental services coverage for insured employees and their dependents.

Group Registered Retirement Savings Plans (Group RRSP)

• An employer sponsored Registered Retirement Savings Plan (RRSP)

• Employees offered the convenience of regular contributions

• Employees benefit from returns as members of a larger "group"

• Includes an Employer Contribution Schedule

• Total yearly RRSP contributions are tax receipted to the employee