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Retirement
Calculator
The variables are:
-
Present Balance = Current investments (RRSPs, GICs, mutual
funds, etc.).
-
Years to Retirement = The number of years left until you
retire.
-
Annual payment = The amount you put into your investments
at the beginning of each year.
-
% Interest Rate = The interest you expect to earn on average
over the years until you retire.
-
Total at Retirement = The total amount you will have in your
account when you retire.
The financial calculator has been programmed with the
following example: A client has $50,000 in a fund. He plans
to retire in 30 years and would like to deposit $3,500 per year into his/her
account at 8% interest. If you click the "Calculate" button, you will see
that the client will have $931,343.38 in his/her account by retirement.
Instructions: Type in your own figures, leaving
out the commas. Click "Calculate" to see how much money you will have when
you retire. Change the interest rate to see the difference it makes in
the final amount. |